Archive for September, 2008
Take next step to Invest on Property
Monday, September 29th, 2008Once you have taken the decision to buy a home of your own, you should consider the following:
How much home can I afford?
You will have to work out your budget to determine how much money you will have available to repay your home loan every month.
How much home do I need?
There is a distinct [...]
Residential Property, Comparing different types
Monday, September 29th, 2008A buyer has a selection of residential property types to choose from. In South Africa we distinguish between two property types, namely freehold properties and sectional-title units.
Sectional-title properties
Sectional-title units are governed by a body corporate appointed by the present owners. Administration and maintenance of the complex and common property are the responsibility of the body [...]
How to choose Real Estate Agent when Private Property Buying is a bad idea
Thursday, September 25th, 2008Select an estate agent who is experienced, professional and enthusiastic. Work with an agent who makes you feel comfortable; someone who is knowledgeable and hardworking. A first-time buyer would be better served by an experienced agent, whose knowledge of the real estate industry and the local market would be of invaluable assistance to the buyer.
What an Real Estate Agent can help?
Thursday, September 25th, 2008Many people are discouraged by the perceived hassle and red-tape which is part and parcel of buying a home. Fortunately, this perception is not true. With the services of an accomplished estate agent, the prospective home owner will find that making that all important investment is easy and rewarding.
How an estate agent can help you [...]
Tips on Financial Planning Budgeting
Thursday, September 18th, 2008Budgeting means planning and controlling your money-spending in order to accommodate all your financial commitments.
Although you might have a sufficient budget in place, here are some tips on how to make your budget and your money work for you:
Real Estate Listing, how to Search for your Dream Home part 3
Monday, September 15th, 2008What to look at when viewing possible houses to buy
Here you need to be very practical and as objective as possible. The first thing to do is determine whether the house fits all your basic needs. Now you can determine whether the rooms are big enough to accommodate your furniture, while leaving enough comfortable living [...]
Real Estate Listing, how to Search for your Dream Home part 2
Monday, September 15th, 2008You have to distinguish between needs and wants:
Needs – This is something without which you cannot survive comfortably. If you have a large family for whom a three bedroomed house is a necessity, you might have to forego that swimming pool.
Wants – This is a luxury. It’s great if you can afford it, but if [...]
Property Listing, how to Search for your Dream Home part 1
Monday, September 15th, 2008After assessing your financial position, you should know how much home you can afford. You should now go where your money takes you. Especially if this is your first house, you will have to accept that you will have to compromise on some of your wants, and that your expectations should be restricted to your [...]
Property Purchasing, is my Dream Home a good Buy?
Saturday, September 13th, 2008Remember: Location, location and location. It is usually better to buy the smallest home in the most expensive area. An established neighbourhood with a good infrastructure (schools, churches, shops) as well as easy access to the closest highways is recommended. Security estates and secured residential areas are now very popular.
Is the asking price (after negotiations) [...]
Real Estate Basic Buying Process Guide continue…
Saturday, September 13th, 2008It is important to be realistic about the price of a house. Some people insist on getting a so-called “bargain” – a property they can buy at a significant discount to market price. A house, when you buy it is seldom a “bargain”. Mostly you will buy it at fair market value, at a price [...]
Real Estate Basic Buying Process Guide
Saturday, September 13th, 2008Once you have decided on the property you want to buy, you should proceed by making the seller an offer in a document called the Offer to Purchase. This document is also called an Agreement of Sale or Purchase Agreement. It states the terms and conditions under which you agree to buy the property.
It is [...]
A Home Loan to Pay for your Property (Home Loan Application) continue…
Tuesday, September 9th, 2008Property, Home Loan, mortgage, credit, debt, refinance, financial, bank
A Home Loan to Pay for your Property (Home Loan Application)
Tuesday, September 9th, 2008mortgage, property, money, home loan, bank, debt, refinance, credit, financial
A Home Loan to Pay for your Property (Bank Loan Approval, Interest Rate, Monthly Payment)
Tuesday, September 9th, 2008home loan, property listing, mortgage, debt, bank, credit, income, interest rates, home refinance, loan, financial
Transferring the Property into your name
Thursday, September 4th, 2008real estate, property, house, homeowner, mortgages, refinance, debt, credit, loan, financial
A Newly Built Home or an Existing House? continue…
Thursday, September 4th, 2008home contractor, Mortgages, Real Estate, Luxury-Real-Estate, property, house
A Newly Built Home or an Existing House?
Thursday, September 4th, 2008property, house, construction, home loan, home improvement, homeowner
