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Home Loan Payment Factors

By arlene | October 29, 2008

How to use this table

Take the current interest rate (left hand column) and move sideways to the term of the loan. This indicates the factor. The repayment term used most often is 20 years.

Interest

Years

%

 5 10 15 20 25 30
10.00 21.25 13.22 10.75 9.65

9.09

 8.78
10.25 21.37 13.35 10.90 9.82

9.26

 8.96
10.50 21.49 13.49 11.05 9.98

9.44

 9.15
10.75 21.62 13.63 11.21 10.15

9.62

 9.33
11.00 21.74 13.77 11.37 10.32

9.80

 9.52
11.25 11.25 13.92 11.52 10.49

9.98

 9.71
11.50 21.99 14.06 11.68 10.66

10.16

 9.90
11.75 22.12 14.20 11.84 10.84

10.35

 10.09
12.00 22.24 14.3S 12.00 11.01 I

10.53

 10.29
12.25 22.37 14.49 12.16 11.19

10.72

 10.48
12.50 22.50 14.64 12.33 11.36

10.90

 10.67
12.75 22.63 14.78 12.49 11.54

11.09

 10.87
13.00 22.75 14.93 12.65 11.72

11.28

 11.06
13.25 22.88 15.08 12.82 11.89

11.47

 11.26
13.50 23.01 15.23 12.98 12.07

11.66

 11.45
13.75 23.14 15.38 13.15 12.25

11.85

 11.65
14.00 23.27 15.53 13.32 12.44

12.04

 11.85
14.25 23.40 15.68 13.49 12.62

12.23

 12.05
14.50 23.53 15.83 13.66 12.8

12.42

 12.25
14.75 23.66 15.98 13.83 12.98

12.61

 12.44-
15.00 23.79 16.13 14.00 13.17

12.81

 12.64
15.25 23.92 16.29 14.17 13.35

13.00

 12.84
15.50 24.05 16.44 14.34 13.54

13.2

 13.05
15.75 24.19 16.60 14.51 13.73

13.39

 13.25
16.00 24.32 16.75 14.69 13.91

13.59

 13.45
16.25 24.45 16.91 14.86 14.10

13.79

 13.65

Interest

 Years

%

 5 10 15 20

25

 30
16.50 24.58 17.06 15.04 14.29 13.98 13.85
16.75 24.72 17.22 15.21 14.48 14.18 14.05
17.00 24.85 17.38 15.39 14.67 14.38 14.26
17.25 24.99 17.54 15.57 14.86 14.58 14.46
17.50 25.12 17.70 15.75 15.05 14.78 14.66
17.75 25.26___ 17.86 15.92 15.24 14.97 14.87
18.00 25.39 18.02 16.10 15.43 15.17 15.07
18.25 25.53 18.18 16.28 15.63 15.37 15.28
18.50 25.67 18.34 16.47 15.82 1537 15.48
18.75 25.80 18.50 16.65 16.01 15.78 15.68
19.00 25.94 18.67 16.83 16.21 15.98 15.89
19.25 26.08 18.83 17.01 16.40 16.18 16.09
19.50 26.22 19.00 17.19 16.60 16.38 16.30
19.75 26.35 19.16 17.38 16.79 16.58 16.50
20.00 26.49 19.33 17.56 16.99 16.78 16.71
20.25 26.63 19.49 17.75 17.18 16.99 16.92
20.50 26.77 19.66 17.93 17.38 17.19 17.12
20.75 26.91 19.83 18.12 17.58 17.39 17.33
21.00 27.05 19.99 18.31 17.78 17.60 17.53
21.25 27.19 20.16 18.49 17.97 17.80 17.74
21.50 27.34 20.33 18.68 18.17 18.00
17.95
21.75 27.48 20.50 18.87 18.37 18.21

18.15
22.00 27.62 20.67 19.06 18.57 18.41 18.36
22.25 27.76 20.84 19.25 18.77 18.62 18.57
22.50 27.90 21.01 19.44 18.97 18.82

18.77
22.75 28.05 21.18 19.63 19.17 19.03 18.98
23.00 28.19 21.35 19.82 19.37 19.23 19.19
23.25 28.33 21.53 20.01 19.57 19.44 19.39
23.50 28.48 21.70 20.20 19.77 19.64 19.60
23.75 28.62 21.87 20.39 19.97 19.85 19.81
24.00 28.77 22.05 20.58 20.17 20.05 20.02
24.25 28.91 22.22 20.78 20.38 20.26 20.22
24.50 29.06 22.40 20.97 20.58 20.46 20.43

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8 Responses to “Home Loan Payment Factors”

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    October 29th, 2008 at 7:14 am

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  6. Uk Credit Cards Says:
    October 10th, 2009 at 4:52 pm

    Most loan companies will allow you to consolidate several different loan types such as overdrafts, existing loans, and credit cards into a new loan. … Uk Credit Cards

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