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Home Loan Payment Factors

By arlene | October 29, 2008

How to use this table

Take the current interest rate (left hand column) and move sideways to the term of the loan. This indicates the factor. The repayment term used most often is 20 years.

Interest

Years

%

 5 10 15 20 25 30
10.00 21.25 13.22 10.75 9.65

9.09

 8.78
10.25 21.37 13.35 10.90 9.82

9.26

 8.96
10.50 21.49 13.49 11.05 9.98

9.44

 9.15
10.75 21.62 13.63 11.21 10.15

9.62

 9.33
11.00 21.74 13.77 11.37 10.32

9.80

 9.52
11.25 11.25 13.92 11.52 10.49

9.98

 9.71
11.50 21.99 14.06 11.68 10.66

10.16

 9.90
11.75 22.12 14.20 11.84 10.84

10.35

 10.09
12.00 22.24 14.3S 12.00 11.01 I

10.53

 10.29
12.25 22.37 14.49 12.16 11.19

10.72

 10.48
12.50 22.50 14.64 12.33 11.36

10.90

 10.67
12.75 22.63 14.78 12.49 11.54

11.09

 10.87
13.00 22.75 14.93 12.65 11.72

11.28

 11.06
13.25 22.88 15.08 12.82 11.89

11.47

 11.26
13.50 23.01 15.23 12.98 12.07

11.66

 11.45
13.75 23.14 15.38 13.15 12.25

11.85

 11.65
14.00 23.27 15.53 13.32 12.44

12.04

 11.85
14.25 23.40 15.68 13.49 12.62

12.23

 12.05
14.50 23.53 15.83 13.66 12.8

12.42

 12.25
14.75 23.66 15.98 13.83 12.98

12.61

 12.44-
15.00 23.79 16.13 14.00 13.17

12.81

 12.64
15.25 23.92 16.29 14.17 13.35

13.00

 12.84
15.50 24.05 16.44 14.34 13.54

13.2

 13.05
15.75 24.19 16.60 14.51 13.73

13.39

 13.25
16.00 24.32 16.75 14.69 13.91

13.59

 13.45
16.25 24.45 16.91 14.86 14.10

13.79

 13.65

Interest

 Years

%

 5 10 15 20

25

 30
16.50 24.58 17.06 15.04 14.29 13.98 13.85
16.75 24.72 17.22 15.21 14.48 14.18 14.05
17.00 24.85 17.38 15.39 14.67 14.38 14.26
17.25 24.99 17.54 15.57 14.86 14.58 14.46
17.50 25.12 17.70 15.75 15.05 14.78 14.66
17.75 25.26___ 17.86 15.92 15.24 14.97 14.87
18.00 25.39 18.02 16.10 15.43 15.17 15.07
18.25 25.53 18.18 16.28 15.63 15.37 15.28
18.50 25.67 18.34 16.47 15.82 1537 15.48
18.75 25.80 18.50 16.65 16.01 15.78 15.68
19.00 25.94 18.67 16.83 16.21 15.98 15.89
19.25 26.08 18.83 17.01 16.40 16.18 16.09
19.50 26.22 19.00 17.19 16.60 16.38 16.30
19.75 26.35 19.16 17.38 16.79 16.58 16.50
20.00 26.49 19.33 17.56 16.99 16.78 16.71
20.25 26.63 19.49 17.75 17.18 16.99 16.92
20.50 26.77 19.66 17.93 17.38 17.19 17.12
20.75 26.91 19.83 18.12 17.58 17.39 17.33
21.00 27.05 19.99 18.31 17.78 17.60 17.53
21.25 27.19 20.16 18.49 17.97 17.80 17.74
21.50 27.34 20.33 18.68 18.17 18.00
17.95
21.75 27.48 20.50 18.87 18.37 18.21

18.15
22.00 27.62 20.67 19.06 18.57 18.41 18.36
22.25 27.76 20.84 19.25 18.77 18.62 18.57
22.50 27.90 21.01 19.44 18.97 18.82

18.77
22.75 28.05 21.18 19.63 19.17 19.03 18.98
23.00 28.19 21.35 19.82 19.37 19.23 19.19
23.25 28.33 21.53 20.01 19.57 19.44 19.39
23.50 28.48 21.70 20.20 19.77 19.64 19.60
23.75 28.62 21.87 20.39 19.97 19.85 19.81
24.00 28.77 22.05 20.58 20.17 20.05 20.02
24.25 28.91 22.22 20.78 20.38 20.26 20.22
24.50 29.06 22.40 20.97 20.58 20.46 20.43

Possibly related posts: (automatically generated)
Home Loan Payment Factors

Topics: Investment, Listing, Market, Property, Residential, loan funds |

2 Responses to “Home Loan Payment Factors”

  1. Foreclosure Auctions Says:
    October 29th, 2008 at 7:14 am

    You must have noticed the various kinds of discounts that many developers are offering to persuade buyers. … Foreclosure Auctions

  2. Licensed Conveyancer Says:
    October 29th, 2008 at 8:19 am

    ” Barclays Bank recently estimated that there are now over 2 million Brits owning property abroad. … Licensed Conveyancer

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