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« Previous EntriesWaiting for house Planning, Patience is a virtue
Saturday, June 13th, 2009This was brought home (if you’ll excuse the pun) when we were in the process of getting our plans through Council. Our draughtsman is a lovely man. He managed to keep the peace between my husband and myself when we were thrashing out what we envisaged our home could become. He drew what we wanted [...]
The value of Collateral Security in Mortgage Bond Finance
Friday, June 5th, 2009In cases where the loan advance is to a woman, the husband is normally required to act as a guarantor and an unmarried woman will probably still require a male guarantor. But, again, this very much depends on prevailing circumstances and a professional woman or one who has a substantial income can usually get a [...]
How can I make money simple by Investing in Property?
Wednesday, May 27th, 2009My experience has been that well located, actively managed property will, in the long term, out-perform every other investment.
Property has certain unique characteristics that can combine to make it the best investment under the right circumstances. However, there are also certain negative considerations and these should be carefully weighed up before a decision to purchase [...]
Find your dream house from perfect sources of properties
Tuesday, May 5th, 20091. Estate agents
In discussing the typical sequence of events in a purchase, the above example deals with a property advertised through an estate agent. The premises would have been offered for sale at a fixed rate, around which offers would be based. Although you may have got to know more about property generally by your [...]
Buying the Property for Sale
Monday, May 4th, 2009Once you have decided that the house is a viable proposition for your purposes and have satisfied yourself by carrying out preliminary enquiries, you should put in an offer on the most suitable property available. You are still relatively uncommitted to anything at this stage.
The new Finished Property Saleable Points Vol 2
Friday, April 3rd, 2009Original features
We ourselves like to preserve some original features of the building, even when finances are hard pressed. The notes dealt with most aspects of this subject, but it is worth mentioning that if you can salvage nothing else already in the house when you first acquired it, two items may be worth keeping and [...]
The best way of Marketing and Selling Property continued
Friday, April 3rd, 2009Methods of selling Property
As mentioned earlier, in the case of conversion into flats it is sometimes possible to finish one flat in advance of the others and sell it, even though the rest of the flats are far from finished. A prospective buyer may exchange contracts subject to completion, which will normally entitle you to [...]
Who Will Own the Business?
Tuesday, March 17th, 2009Who owns the business can be very important as soon as anything goes wrong; and if everything goes right and there are good profits, the ownership will decide who is entitled to those profits and/or to the proceeds of selling the business, should you dispose of it in due course.
Secrets you never learned about home building Labor, Materials, and Tools
Sunday, February 22nd, 2009In the course of construction you will discover what every contractor knows: Materials are cheap; labor is expensive. By doing most of the work yourself, you will be saving a great deal of money on labor; put at least some of it into good-quality tools and materials.
Private grounds, the Detached Home
Friday, February 13th, 2009The goal of the average family by and large is to possess its very own home on its own private grounds; a place where the kids can play in safety with their pets, where the barbeque can be brought out in summer and where everyone can potter about in the garden.
The Detached Home
Wednesday, February 4th, 2009The goal of the average family by and large is to possess its very own home on its own private grounds; a place where the kids can play in safety with their pets, where the braai can be brought out in summer and where everyone can potter about in the garden. It is going to [...]
Townhouse developments or cluster-house complexes?
Wednesday, February 4th, 2009Originally the term ‘townhouse‘ meant your town residence as distinct from your country one. Today the meaning has changed somewhat and although most townhouse complexes are still found within city limits and suburbs, they are also found in fashionable holiday resorts such as Umhlanga Rocks and Plettenberg Bay.
Buying a Flat / Apartment: sectional title or block share schemes?
Wednesday, February 4th, 2009Another housing alternative for those who want to avoid maintenance and gardening and who do not mind living in close proximity to their neighbours, is to buy a flat. It provides the most economical form of accommodation and is therefore suitable for both the young and the elderly. Two methods of purchasing flats are available [...]
Building or Adding Contract Pitfalls and Cautious
Wednesday, November 19th, 2008Few satisfactions can come close to matching the sense of pride and achievement that goes with being able to have your own home, or additions to your existing home, built to your own specifications. Taking this reasoning to the ultimate requires going as far as actually building the house yourself. In an age of specialization, [...]
How Swimming Pool affect the value of Property part 2
Thursday, November 13th, 2008Swimming pools Price
The swimming pool industry in South Africa has had its fair share of knocks, largely because of disreputable companies springing up to take advantage of the economic upswings and offering ‘cheap’ pools to money-conscious clients. Most people will consider price before they consider anything else. This is a natural reaction of any [...]
Questions and answers for your Property, Contracts and the law, get actions to avoid the legal Pitfalls part 1
Tuesday, November 4th, 2008Regardless of how cautiously you enter into any property deal, how carefully you proceed, and how certain you are that all will go according to plan, costly and worrying hitches can develop.
What it comes down to is that the signed agreement between two parties, whether it concerns a lease or an Offer to Purchase, or [...]
Get your Housing Financial Picture in Focus
Monday, October 20th, 2008Very few people are in a position to buy their first house for cash. Fortunately, money to purchase a property is fairly easily accessible in South Africa.
Because of the security offered by property, banks are keen to lend money to home buyers. I maintain that South Africa is one of the easiest places in the [...]
How to choose Real Estate Agent when Private Property Buying is a bad idea
Thursday, September 25th, 2008Select an estate agent who is experienced, professional and enthusiastic. Work with an agent who makes you feel comfortable; someone who is knowledgeable and hardworking. A first-time buyer would be better served by an experienced agent, whose knowledge of the real estate industry and the local market would be of invaluable assistance to the buyer.
Real Estate Basic Buying Process Guide
Saturday, September 13th, 2008Once you have decided on the property you want to buy, you should proceed by making the seller an offer in a document called the Offer to Purchase. This document is also called an Agreement of Sale or Purchase Agreement. It states the terms and conditions under which you agree to buy the property.
It is [...]
A Home Loan to Pay for your Property (Home Loan Application) continue…
Tuesday, September 9th, 2008Property, Home Loan, mortgage, credit, debt, refinance, financial, bank
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