Listing
« Previous EntriesRent for Apartment, Sweet and Peaceful Home
Thursday, February 18th, 2010It is the best thing to live by myself. It is the best thing to rent an apartment. I think I love being alone. I love the rich feeling of just being myself. Each time, I pick up my phone call from my family. It is always full of judgment of my family… “why don’t [...]
Property Buying for Home Renovation continued
Friday, December 5th, 2008But whatever you do, don’t underestimate the cost of renovation. It is a labour intensive business and labour costs money. A lot of work has to be undone before any repair work can start. Old paint and plaster has to be stripped away, old joinery removed. Structural changes mean piles of rubble to be taken [...]
Damp Inspections on Old houses
Saturday, November 22nd, 2008Damp: If a house has been standing for a long time and shows no sign of ever having tried to fall down or dark patches on the wall, the presence of damp is probably not too much of a problem.
How Swimming Pool affect the value of Property part 4
Thursday, November 13th, 2008Maintenance
Whatever methods you use, maintaining a pool requires time and effort so serious consideration should be given to labour-saving devices such as automatic pool cleaners and chlorinators, as well as pool covers.
Although a choice may be made as to how to kill the algae and bacteria in water, there are only two methods available for [...]
How Swimming Pool affect the value of Property part 3
Thursday, November 13th, 2008Doing it yourself
All pool company quotes, except those for installing vinyl-lined pools, include the cost of ground excavations even though these may be sub-contracted. However, you may choose to have the excavations done yourself.
This is not always financially viable unless you have access to earth moving equipment and, should there be boulders to crush, pneumatic [...]
How Swimming Pool affect the value of Property part 1
Thursday, November 13th, 2008Swimming pools
South African summers are reason enough for either building a swimming pool or buying a house with one. But the convenience of having such a leisure outlet at home is not the only benefit. For the average home on, say, a 2 000 square metre stand, a pool can increase its value by some [...]
Home Loan Payment Factors
Wednesday, October 29th, 2008How to use this table
Take the current interest rate (left hand column) and move sideways to the term of the loan. This indicates the factor. The repayment term used most often is 20 years.
Interest
Years
%
5
10
15
20
25
30
10.00
21.25
13.22
10.75
9.65
9.09
8.78
10.25
21.37
13.35
10.90
9.82
9.26
8.96
10.50
21.49
13.49
11.05
9.98
9.44
9.15
10.75
21.62
13.63
11.21
10.15
9.62
9.33
11.00
21.74
13.77
11.37
10.32
9.80
9.52
11.25
11.25
13.92
11.52
10.49
9.98
9.71
11.50
21.99
14.06
11.68
10.66
10.16
9.90
11.75
22.12
14.20
11.84
10.84
10.35
10.09
12.00
22.24
14.3S
12.00
11.01 I
10.53
10.29
12.25
22.37
14.49
12.16
11.19
10.72
10.48
12.50
22.50
14.64
12.33
11.36
10.90
10.67
12.75
22.63
14.78
12.49
11.54
11.09
10.87
13.00
22.75
14.93
12.65
11.72
11.28
11.06
13.25
22.88
15.08
12.82
11.89
11.47
11.26
13.50
23.01
15.23
12.98
12.07
11.66
11.45
13.75
23.14
15.38
13.15
12.25
11.85
11.65
14.00
23.27
15.53
13.32
12.44
12.04
11.85
14.25
23.40
15.68
13.49
12.62
12.23
12.05
14.50
23.53
15.83
13.66
12.8
12.42
12.25
14.75
23.66
15.98
13.83
12.98
12.61
12.44-
15.00
23.79
16.13
14.00
13.17
12.81
12.64
15.25
23.92
16.29
14.17
13.35
13.00
12.84
15.50
24.05
16.44
14.34
13.54
13.2
13.05
15.75
24.19
16.60
14.51
13.73
13.39
13.25
16.00
24.32
16.75
14.69
13.91
13.59
13.45
16.25
24.45
16.91
14.86
14.10
13.79
13.65
Interest
Years
%
5
10
15
20
25
30
16.50
24.58
17.06
15.04
14.29
13.98
13.85
16.75
24.72
17.22
15.21
14.48
14.18
14.05
17.00
24.85
17.38
15.39
14.67
14.38
14.26
17.25
24.99
17.54
15.57
14.86
14.58
14.46
17.50
25.12
17.70
15.75
15.05
14.78
14.66
17.75
25.26___
17.86
15.92
15.24
14.97
14.87
18.00
25.39
18.02
16.10
15.43
15.17
15.07
18.25
25.53
18.18
16.28
15.63
15.37
15.28
18.50
25.67
18.34
16.47
15.82
1537
15.48
18.75
25.80
18.50
16.65
16.01
15.78
15.68
19.00
25.94
18.67
16.83
16.21
15.98
15.89
19.25
26.08
18.83
17.01
16.40
16.18
16.09
19.50
26.22
19.00
17.19
16.60
16.38
16.30
19.75
26.35
19.16
17.38
16.79
16.58
16.50
20.00
26.49
19.33
17.56
16.99
16.78
16.71
20.25
26.63
19.49
17.75
17.18
16.99
16.92
20.50
26.77
19.66
17.93
17.38
17.19
17.12
20.75
26.91
19.83
18.12
17.58
17.39
17.33
21.00
27.05
19.99
18.31
17.78
17.60
17.53
21.25
27.19
20.16
18.49
17.97
17.80
17.74
21.50
27.34
20.33
18.68
18.17
18.00
17.95
21.75
27.48
20.50
18.87
18.37
18.21
18.15
22.00
27.62
20.67
19.06
18.57
18.41
18.36
22.25
27.76
20.84
19.25
18.77
18.62
18.57
22.50
27.90
21.01
19.44
18.97
18.82
18.77
22.75
28.05
21.18
19.63
19.17
19.03
18.98
23.00
28.19
21.35
19.82
19.37
19.23
19.19
23.25
28.33
21.53
20.01
19.57
19.44
19.39
23.50
28.48
21.70
20.20
19.77
19.64
19.60
23.75
28.62
21.87
20.39
19.97
19.85
19.81
24.00
28.77
22.05
20.58
20.17
20.05
20.02
24.25
28.91
22.22
20.78
20.38
20.26
20.22
24.50
29.06
22.40
20.97
20.58
20.46
20.43
Get your Housing Financial Picture in Focus
Monday, October 20th, 2008Very few people are in a position to buy their first house for cash. Fortunately, money to purchase a property is fairly easily accessible in South Africa.
Because of the security offered by property, banks are keen to lend money to home buyers. I maintain that South Africa is one of the easiest places in the [...]
Tips on Financial Planning Budgeting
Thursday, September 18th, 2008Budgeting means planning and controlling your money-spending in order to accommodate all your financial commitments.
Although you might have a sufficient budget in place, here are some tips on how to make your budget and your money work for you:
Jobs in Real Estate Industry, Basic Guidelines and Policies to Follow, Career of Selling Properties (11-14)
Monday, July 7th, 200811. Signs and sign register. “For-sale“, “sold” and “showhouse” signs will be provided by the firm. The following responsibilities relate to signs:
If you obtain a mandate, it is your responsibility to place a “for-sale” sign on the property without delay.
If you sell the property, it is your responsibility to retrieve the “for-sale” sign without delay [...]
Selling the rental place
Sunday, June 22nd, 2008real-estate, mortgage, liquidation, personal loan, payday loan, debt, consolidation, industrial-supply, office-supply, refinance, insurance, credit, homeowner, rental, credit, money, property
How to make the most impact in your selling area continue…
Thursday, April 10th, 2008Step 9
Devise a series of interesting pamphlets or items for door-to- door distribution. For example, emergency telephone numbers in your area, cookery recipes, household hints such as stain removal, poison antidotes, calendars, record of monthly property transfers, a newsletter of current price trends or interesting local property development plans, etc. Send one of these to [...]
Canvassing versus self-promotion continue…
Thursday, April 10th, 2008A few tips:
Change your technique from asking people for their business to offering them your services. This will make it easier to approach strangers because offering is more comfortable than asking. Try this:
“Good day! My name is …. I am an Estate Agent. Do you need my help in any way?” Then leave something tangible [...]
Canvassing versus self-promotion
Thursday, April 10th, 2008“Go out and canvass” is probably the most dreaded instruction in the life of Estate Agents. They know it should be done, they profess to do it, and yet most will go to great lengths to avoid it. To canvass and knock on doors brings to mind great personal sacrifice, rejection, dust, walking the streets, [...]
Cellular Phones and the Estate Agent continue…
Tuesday, April 8th, 2008Types of phones available
There are three kinds of phones, ranging from “pocket-sized handhelds” to larger “transportables” and “car phones“. A large range of handset models is currently available. The smaller phones are less powerful and are intended for use in cities where the cells are smaller. Once the user moves into a bigger cell [...]
The Benefit of a CRS Designation
Monday, April 7th, 2008Of the courses offered to residential sales agents the CRS (SA) is far and away the most prized and sought after. It is the Crown Jewel of the Institute of Estate Agents Educational Programme. Presented annually since 1985 by American instructors it has retained its exciting format and delivered results exceeding all expectations. The course [...]
The Future is Networks continue…
Saturday, April 5th, 2008Disadvantages for the participating firm
Usually no single national identity because of the incorporation of each participant’s name.
Sharing of trading areas.
Less tangible benefits than with a franchise, such as training, systems and manuals.
Lower level of commitment.
3. Multiple listing systems
Multi-listing is probably the best example of networking between agents. It is really a formal method of [...]
Sectional Title Re-sales
Tuesday, April 1st, 2008Selling this form of home ownership requires a somewhat broader understanding of the legal aspects than selling houses. It is therefore necessary for agents to acquire the knowledge required to enable them to perform professionally. This can be done in several ways:
Attend a course offered by the nearest region of the Institute of Estate Agents [...]
Qualifying Sellers continue…
Tuesday, March 25th, 20084. Knowledge of the seller’s individual objectives and motives
This area would be the most crucial in correctly qualifying a seller. An agent cannot help a seller (and in turn help him/herself) until the agent knows the seller’s real needs. It is essential to earn the seller’s trust and confidence so that the seller will feel [...]
The Purpose of Standard Documents
Friday, March 7th, 2008Because they are in such common usage, forms used on a daily basis are generally not appreciated. They are copied, usually illegally, amended without serious thought, cursed as a nuisance of necessity, and abused by the dishonest. Yet if one goes back in time, the history of recording property transactions has been going on for [...]
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